Do it all in one place — Eastern Colorado Bank Mortgage Center.
One Time Close Construction Loan
It doesn’t get more convenient or more comprehensive than our online mortgage center. Looking to build? Get your construction and permanent financing done in one place with one fast and efficient transaction.
Why finance your construction project with us?
- Save time and money with one loan and one closing
- Lock in your permanent financing rate upfront
- Make interest-only payments during construction
- Approve all builder draws prior to funds release
- Set it and forget it – construction loans seamlessly convert to permanent loans, no need to re-qualify
- Choose 15- or 30-year terms
- Qualify with a minimum 675-point credit score
- Borrow up to 80% Loan to Value (LTV)
Unlock the Home of Your Dreams
Secure the resources you need to finance your dream home. We offer a wide range of customizable home loan options to fit your goals with low down payments and flexible terms.
CONVENTIONAL FIXED-RATE LOAN
The most common type of mortgage, ideal for buyers with good or excellent credit. Various terms and down payments as low as 5% are available.
USDA RURAL HOUSING LOANS
No down payment home loans for qualified buyers and properties. Income/geographic restrictions may apply.
FHA MORTGAGE LOANS
Federally insured mortgage that helps buyers concerned about credit scores, small down payments or refinancing with minimal equity.
Offered to veterans, active-duty service members, and eligible surviving spouses. No down payment. No private mortgage insurance.
Loans over conventional lending limits for borrowers with higher property values who can manage larger monthly mortgage payments.
Free Pre-Approvals. Real-World Expertise.
Shop for your home knowing you can afford the mortgage. Get answers about financing from a loan advisor who knows the local market. Get your mortgage approved in minutes versus days or weeks.
From start to finish, we’re here for you with real financial solutions you can afford.